We deal with 
the banks so you
don't have to.



We’re small and laid back but our knowledge and passion comes across throughout the entire process.  

We’re experienced across home and commercial finance options and we know how to stack the numbers for a successful outcome.

We’re not like other brokers, our service is personalised to give you expert advice. The kind of advice which comes from Jono and Stu having worked in the banking and finance industry for over 20 years each.

By dealing with us, you get to deal with a real person – all the time, full stop. We deal with the banks and their local and overseas based teams and we’ll keep you up-to-date throughout the entire process.  



We’re experienced across a variety of lending solutions from Australia’s top lenders. 

Stop worrying about saving $3 or $10 here and there – we’ll help save hundreds or thousands every month by selecting smarter lending solutions.

business, lady, woman

Home Loans

From first homes to dream homes and even investment properties we can help secure you better interest rates to keep more money in your pockets and not the banks.

Commercial Loans

New businesses, expanding businesses, or a multitude of business senarios. Using a broker to approach lenders will ensure you’ve got someone in your corner when exploring your options.​​


Because when a man walks into a bank, it looks confusing.

With a great broker it doesn't need to be.

We're truly independent

Deal with independent consultants with expert advice.

Use our industry knowledge in an area that may be foreign to you. We can get you the best deal saving you time and money.

We're bloody straight forward

Get straight forward solutions for personal and commercial lending.

Securing your finance can be overwhelming. You can trust us to get you the best deal available and we’ll simplify options so they’re easy to understand.

We're all about customer service

Experience superior customer service from people who care.

Dealing with banks can be a headache, we know, we deal with them day-in, day-out. You benefit by calling us directly so you’ll never sit in a phone queue pressing numbers to nowhere.


Jono Crowther


Jono knows lending having worked for three of the big four banks in Australia. He’s also worked at two smaller banks and one aggregator group to have a fully rounded understanding of how the finance industry works. His experience across home and commercial loans has stemmed from a 20 year banking career before he decided to make the jump and become an independent broker.

Stu Hallam


Banking has been in Stu’s blood since he secured his first role with a major bank when he was 17.  He then spent 13 years at Westpac Bank with nearly half of that time specialising in Business and Rural Banking. In 2008, he expanded his lending scope by moving into the broking market and then, Swell Finance was born. 

Stu has also walked the walk and owns a thriving swimming pool retail and service business which has been in operation since 2007. He grew this business from scratch and understands what it takes to be successful in small business.

Want to save money and bypass the banks?

We thought so. Then it’s time you got in touch with our team. 

Deal with us and not the banks. 

We’ll walk you through the whole process from start to finish.


Excellent service

Thankyou Swell Finance for your excellent service in regards to refinancing our home loan. We thought we were being “loyal” by sticking with the financial institution we have always done our personal banking with but we weren’t getting the best interest rates. Swell Finance streamlined the whole process – instead of having to approach multiple banks to negotiate the best deal…they did it for us! We only had to do the paperwork one time. The boys helped answer all our silly questions and we didn’t have to deal with the banks. Now we’re saving hundreds of dollars every month. We look forward to continuing our financial relationship with Swell into the future.

Gabrielle and Hicham


Wealth of knowledge

Jono was an excellent wealth of knowledge and spent time with us at the outset to make sure we were getting the right mortgage to suit our needs. We really appreciated his down to earth approach, he was always happy to readily answer any questions we had throughout the whole process and he was very accessible. We would happily recommend Jono.

Cam and Nadine

Camp Hill

Absolutely amazing!

Just purchased my first home and Jono was amazing could not recommend Swell finance enough. Very Professional but personable at the same time, if you are looking for someone to do the finance for your home loan Jono is the one to deal with. I had no idea about buying a house and my finance options and Jono walked me through it and was so helpful nothing was a drama. As I work FIFO I found going with a broker (Swell Finance) more flexible as Jono was able to come to me and meet after hours unlike the big banks. I will be going with Swell Finance and Jono for my next purchase!!!


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